1. The rich rationalize their spending according to what they can afford, not what they can buy.
2. The rich are committed to learning and improving themselves.
3. The rich specialize. They are not jack of all trades.
4. The rich work in the right field. They study the market and solve relevant problem.
5. Most rich are entrepreneurs. They create business that solves problems and meets needs.
6. The rich are early fliers. They leverage on time and invest early.
7. The rich don’t get distracted. They don’t fall for the shining objects around them.
8. The rich are keen on insuring their valuables. They don’t take risk on what can be prevented.
9. The rich appropriate every season. They save during abundance and economize during downturn.
10. The rich don’t spend excessively on liabilities and they abhor incurring bad debts.
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